Why do all budgets include a saving or investing plan?
If your investments are sound and your savings sufficient, you will have a certain amount of money. Money can help solve problems, yet love of money can cause you many problems. Money can bring happiness or cause you troubles. It can definitely provide us with food, clothing, shelter, transportation, medical care, and entertainment. You and I need money for education and entertainment.
Often think and talk with friends about the effects of money or a shortage of money. Do you have enough saved to survive a crisis? Do you want or need more financial security? Do you worry about money problems? So you overspend, or deprive yourself and feel sad? Are you satisfied with your lifestyle? For sure, money is a powerful commodity...but in the end, it is only a medium of exchange.
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