What is the penalty for writing a check on a dormant account?

What is the penalty for writing a check on a dormant account?
Any financial transaction that has a demand for payment offeredagainst n account that is (a)Closed (b)not liable to pay the bearer(c) is not owned by the payee is classed as FRAUD. The payee is inbasic saying that the document, in this case the check will behonoured and the bearer will receive the financial outcome, thecheck value.

In most cases it IS a criminal offence and can be deemed sanctionedby a criminal charge.